TMZ - Cardi B's Baby Pic Offer Rolling in Choosing Privacy For now

Cardi B' s baby girl won 't make her public debut if her mama gets her way because, despite a flood of offers from media outlets . .. she 's keeping Kulture under wraps.

Sources close to Cardi tell TMZ .. . multiple magazines, websites and photo agencies have reached out with offers for Kulture's first photo shoot . We're told the offers have been in the $ 100 k neighborhood or higher.

Cardi and Offset have no desire to make a deal . .. yet . We're told they won 't even consider it until their daughter' s at least 5 or 6 months old.

Our sources say Cardi just wants to focus on being a mom and bonding with her baby . So , Kulture's gonna be on the low , for now , but we also know she 's already living the high life .